In this time and age, carrying out your transactions no longer has to involve hassling or undue stress and pressure. With a dial on your phone, you can easily perform any transaction right from the comfort of your home. Banks such as the First City Monument Bank, commonly referred to as FCMB, have created ways for you to transact without having to leave your home or visit the bank. One of these ways is the USSD Code, which allows you to make any transaction.
For FCMB, the code is *329#, and to transfer money with the 329 code, you’ll need to follow these steps:
How to Activate FCMB Mobile Banking
Before you can start making transactions with the FCMB 329 Code, you need to first ensure that you have successfully activated mobile banking. This is to ensure that your phone number is correctly linked to the bank, and once you activate it, you wouldn’t need to do it again for other transactions.
To activate FCMB Mobile Banking, dial *389*214# with your mobile phone number linked to your bank account. After this, carefully follow the on-screen prompts and soon, you’ll receive a message that reads, “Start using and enjoying FCMB Mobile Service.” This signifies that you have successfully activated the USSD Code for your FCMB Mobile Banking.
How To Transfer Money to Bank Accounts
Dial *329*Amount* Account Number#
If, for instance, you want to transfer N1,000 to an account number, 1234567890, all you’ll have to do is dial *329*1000*1234567890#. Then, input your secure 4-digit PIN.
If after a transaction, you want to check your account balance to be sure you didn’t send more or lesser than intended, then all you have to do is dial *329*00#.
How To Transfer Money for Electricity Bill Payments
To easily pay for your electricity bills, you can follow one of these two methods:
Dial *329*3*Amount*Meter No# or
How To Make Transactions of up to N500,000 daily
Normally, you’re not allowed to exceed the daily transaction limit of N500,000 via mobile banking, but FCMB has provided a way out of this dilemma. With a transaction code, you can transfer funds of over N500,000.
To get a transaction code, follow these steps:
- Dial *329*0#.
- Choose Create/ Reset Code
- Select your ATM Card
- Enter your ATM Card 4-digit PIN
- Create a 4-digit Transaction Code
- Enter your USSD PIN.
- You’ll receive a message saying, “Transaction created successfully.”